I use light armor so I don't pay that much attention to heavy armor, but seems to me I can find light armor that is better than heavy armor. What you find is generally better than what you can make as armor you craft can only have 1 (weak) enchantment, and what you find often has 4 enchantments, plus wearing more than 1 of the same set gives even more bonuses. The armor rating also seems to scale -- I have a L78 character with crafted exquisite aeterna cuirass armor=106, and another character L65 has the same thing but armor=73. The best heavy armor I could craft is the Cuirass of the Righteous path (exquisite) by character L78, Handicraft 100, and armor = 73!
Re robes, my L65 character has Robe of Tribunal armor=55; my L78 character has the same robe armor=81. So I guess if I were at a high enough level, that robe might eventually go over armor=100.
Edit: Checked my "L78" character at a higher level, L82, and the Robe of Tribunal armor=81 (the same), so perhaps it doesn't scale after you find it, but it does scale until you find it. I guess it's best to just play and explore, take what you find and not get too hung up about it.